For clergy

Health insurance

The MAC Plan health insurance is a self-funded plan administered by BlueCross/BlueShield of Minnesota. Participation in the MAC Plan is mandatory for Minnesota elders and deacons appointed full time or three-quarters time. Participation is optional for local pastors, members of other conferences or denominations appointed at least half time, and elders or deacons appointed half time.  View MAC Plan premium chart

Flexible spending account/medical or dependent care reimbursement

All clergy appointed to a local church or conference extension ministry in the connectional structure who are eligible for the conference health plan are also eligible to participate in a flexible spending account known as SelectAccount. SelectAccount, a Section 125 plan, allows the clergy MAC Plan premium and medical and dependent care reimbursement election to be pre-tax payroll deductions; both reimbursement plans are “use-it-or-lose-it” funds. Participants must file the appropriate forms annually with the conference benefits officer to take advantage of this benefit.  Learn more about SelectAccount flexible spending account

Pension and welfare

The conference participates in the pension and welfare plans through the General Board of Pension and Health Benefits.

  • The Clergy Retirement Security Plan (CRSP) is a retirement plan paid for by the local church on behalf of the appointed clergy.
  • The Comprehensive Protection Plan (CPP) is a death and disability plan, also paid for by the local church to cover the appointed clergy.
  • The United Methodist Personal Investment Plan (UMPIP) is an optional 403(b) plan for clergy contributions, either as before or after tax payroll deduction, for retirement. Participation rules apply.
  • Optional life insurance, UNUM Life Options, through an arrangement of the General Board of Pension and Health Benefits and UNUM, is optional life insurance coverage elected and paid by the participant directly to UNUM. Enrollment information is mailed directly to participant when first eligible and each year following.

Counseling, spiritual direction, or coaching

Clergy, spouses, and children in the home may request grants for counseling and psychotherapy. Requests can be submitted for 50 percent of out-of-pocket cost after insurance coverage per session up to a maximum amount of $65 per session and maximum financial counseling grant from the conference of $1,000 per year per person. Requests for grants are submitted to the conference benefits officer.  Download Counseling Resources and Financial Aid Application

For lay church staff

Health insurance

The MAC Plan health insurance is a self-funded plan administered by BlueCross/BlueShield of Minnesota. Participation in the MAC plan is possible if the local church sponsors the benefit for lay employees. Lay employee requirements include:

  • 18 years of age or older
  • Work at least 30 hours per week, year round, for the local church, district office, or conference office, and be active at the time of application

The local church must pay at least the minimum employer portion of the single premium as directed by the premium structure determined by the Conference Board of Pension and Health Benefits. The local church must offer the MAC Plan to all eligible lay employees. The church is financially responsible for payments and for notification of any lay staff changes. If the local church chooses to offer the MAC Plan to lay employees, no other coverage can be offered.  View MAC Plan premium chart


The local church can participate in the General Board of Pension and Health Benefits (GBOPHB) United Methodist Personal Investment Plan (UMPIP) for lay employees. The local church completes the GBOPHB Adoption Agreement for UMPIP, choosing the eligibility options for the pension plan. Eligible lay employees may participate with personal contributions from wages on a before- or after-tax basis. The lay employee pension plan is an agreement between the local church and the GBOPHB; the conference benefits officer is only a resource person in this process. The 2012 Book of Discipline, paragraph 258.2g(12), encourages local churches to provide 3 percent of compensation pension benefits for lay employees.  Learn more about UMPIP

Resource for MAC Plan participants

The MAC Plan sponsors the Virgin Pulse physical activity program for MAC Plan participants and their spouses who are on the plan, as well as clergy on the Comprehensive Protection Plan. Virgin Pulse is designed to support your commitment to health and well-being—and you’ll earn rewards along the way.

Increasing your physical activity is one of the easiest ways to improve and maintain your health. Research shows that physical activity lowers the risk for many chronic conditions, including diabetes, heart disease, obesity, bone and joint problems, and some types of cancer.

Learn more and join Virgin Pulse

Minnesota Annual Conference of the United Methodist Church

122 West Franklin Avenue, Suite 400 Minneapolis, MN 55404

(612) 870-0058